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How does refinancing work in a Land Trust? 

  • Refinancing is not generally recommended while in a Land Trust structure as it is designed for buy-and-hold situations (not for frequent refinances or sales).
  • A refinance can be done in the Land Trust structure, but it is sometimes inconvenient due to lenders and title companies not being familiar with this structure. 
  • It is usually easier to move the property back into your name for a refinance or a sale, rather than proceeding with these transactions in the Land Trust.